Vicky L. Garofalo

Long & Foster Real Estate, Inc.
Christie's International Real Estate

609-425-6597
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Blog: Mortgage Information

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

VICKY L. GAROFALO, ABR, PSA 
REALTOR/Sales Representative 
2997 Dune Drive 
Avalon, N.J. 08202 

DIRECT TELEPHONE NUMBER: 
CELL & OFFICE: 609-425-6597 
609-967-3001 
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ACCREDITED BUYER'S REPRESENTATIVE "ABR" & PRICING STRATEGY ADVISER "PSA" 
SALES AND RENTAL AGENT ON THE LOVELY "SEVEN MILE ISLAND"......... 

REMIER LUXURY OCEAN FRONT AND BAY FRONT HOMES AVAILABLE FOR SHOWING...CUSTOM HOMES BUILT TO CAPTURE FANTASTIC BEACH, OCEAN AND BAY VIEWS AS WELL AS CAPTURING THE BEAUTY OF THE SUNRISE AND SUNSETS! 

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