Vicky L. Garofalo, ABR, PSA

Long & Foster Real Estate, Inc.
Christie's International Real Estate

609-425-6597
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FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

VICKY L. GAROFALO, ABR, PSA 
REALTOR/Sales Representative
Accredited Buyer’s Representative
Pricing Strategy Adviser
2997 Dune Drive 
Avalon, N.J. 08202 
609-967-3001
DIRECT:  Toll Free:   800-794-5409
 Cell & Home Office: 609-425-6597   (24/7)

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ACCREDITED BUYER'S REPRESENTATIVE "ABR" & PRICING STRATEGY ADVISER "PSA" 
SALES AND RENTAL AGENT ON THE LOVELY "SEVEN MILE ISLAND"......... 

PREMIER LUXURY OCEAN FRONT AND BAY FRONT HOMES AVAILABLE FOR SHOWING...CUSTOM HOMES BUILT TO CAPTURE FANTASTIC BEACH, OCEAN AND BAY VIEWS AS WELL AS CAPTURING THE BEAUTY OF THE SUNRISE AND SUNSETS! 

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